Accept Credit Card & ACH Payments With GMS

Is your business ready to accept credit card & ACH payments? Would you like to accept credit card payments in person, online, or through your software? If so, GMS has you covered. We offer all the payment tools and resources you need to manage any business!

Accepting electronic payments makes it easy for your customers to purchase goods and services. In today's digital world, carrying cash is fast becoming a thing of the past. Most people today carry a debit or credit card. If your business isn't accepting these forms of payment, you're losing out on a potential customer.

We realize that accepting credit and debit cards comes with additional costs and overhead for a business. That's why we offer some of the lowest processing fees in the industry. Our payment specialists can tailor a plan that is not only cost effective but makes it easy to accept electronic payments.

Which Is Better...Credit Card or ACH Payments?

Some of our clients ask which is better to accept, ACH or credit card payments? To understand the difference, one first needs to know how each operates. To begin with, ACH is a basic term for any transaction where money is transferred from one bank to another. Additionally, an ACH payment is simply a request for money. The payment is not guaranteed. On the other hand, credit card payments are processed on the network of the issuing card. The money is guaranteed to the merchant by the card issuer.

So, which should your business offer, ACH or credit card payments? Since each business is different, unfortunately there is no set answer. However, our payment experts have many years of experience with all kinds of businesses. They have all the answers you'll need to make an informed decision. We suggest scheduling a FREE 15 minute consultation to start the ball rolling.

Our Full Selection Of Payment Services Include:

  • Automatic billing
  • ACH processing
  • Merchant Services
  • Payment Gateways
  • Mobile Payments
  • Other Point Of Sale Software Options
Credit Card ACH Payments

Call us today to schedule a free 15-minute consultation with one of our payment doctors!

ACH Payments

Accept ACH transactions and reduce heavy processing fees by as much as 75%, compared to credit card fees.

Software Solutions

Our secure software options include Member Management Software, Virtual Terminals, Point-of-Sale equipment, and other software integration tools.

Merchant Services

Accept one-time or recurring credit card payments at your retail store, online, or on-the-go.

Payment Gateways

With the GMS API, businesses and software developers can integrate our seamless payment platform into their existing software or application.

Merchant Services For Your Business

Gulf Management Systems, Inc. (GMS) is a merchant service provider. We've been offering electronic payment processing to small and medium size companies since 1992. With almost 30 years of payment processing experience, it's safe to say we are most definitely payment experts.

We provide fast, affordable, electronic payment solutions. Each one specifically designed for that business model and budget. As a result, we've been able to lower fees and increase revenue for our clients.

If you're looking for a partner to help save money on electronic payment processing, then look to GMS. We ensure you remain compliant with industry standards and offer the best options for your business.

Our coaches and payment consultants work tirelessly to provide our different communities with this knowledge and experience. We believe an educated merchant is our best client. We call this approach the GMS Way.


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Gulf Management Systems, Inc

3001 Eastland Blvd Ste 5

Clearwater, FL 33761

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