Payment Solutions Customized for your Business

Since 1992, Gulf Management Systems, Inc. (GMS) has been assisting small -to medium -size companies in growing their businesses by providing fast, affordable, electronic payment solutions. We take a personalized, consultative approach and develop powerful business solutions, customized to the unique requirements of your business and budget.  Whether you are looking to accept payments in person, online, or through your software, GMS has you covered with all the payment tools and resources that you need to run your business.

With almost 30 years of processing experience, we can confidently claim to be your payment experts.  In that time, we are proud to say that we have been able to partner with thousands of small business owners to help grow their business and lower their fees on payment processing.  If you're looking for a partner to help save money, ensure you remain compliant and provide you with the best options for your business, then look to GMS.  Our coaches and payment consultants work tirelessly to provide our different communities with this knowledge and experience.  We believe an educated merchant is our best client. We call this approach the GMS Way.

Merchant Services

Building Stronger Communities....One Transaction at a time

  • Gulf Management System - Merchant Services

    Automatic Billing & Payments

    • Accept one-time or recurring ACH or Credit Card payments
    • Use our virtual terminal, ACH API, point-of-sale equipment, or integrated software options
    • Track your daily payments and get notified of any failed payments or returns
    • Get a dedicated payment coach to help keep you up-to-date on PCI compliance and NACHA regulations

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    Member Management Software

    • Automatic billing for monthly memberships & product sales
    • Manage your member database and get real-time updates & reports
    • Set up custom automation messages, email templates, and campaigns
    • Create a calendar to track attendance for classes, appointments, and events 

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    • Build a charitable referral network of local businesses
    • Use our powerful fundraising software to attract, engage, and retain your donors longer
    • Get special discounted pricing on your donation processing
    • Receive a monthly contribution to your cause for any purchase that occurs within your referral network

See what other Clients are saying about GMS:



"The GMS team is the best – great team! They are all very responsive to my questions and needs. I recommend Gulf Management Systems highly"!


“I recently switched to Gulf Management Systems for my payment activities - their solutions work well and are very inexpensive. Gulf also has a program called DonorBOO$T whereby a charitable organization can get on get ongoing donations when they recommend business to GMS for payment processing. It’s a great win-win!”


GMS has first-class technology and expertise, but what really sets them apart is that they put their hearts in everything they do. To us, they’re much more than a vendor, they’re part of the family.

Merchant Services: How to Avoid Unnecessary Processing Costs
January 15, 2021

Setting up merchant services is an important step for any business owner looking to collect one-time or recurring credit card payments at your business.  With the right…Read more

Cut your Processing Fees by as much as 75% with ACH
December 10, 2020

Many business owners are unaware of the financial advantages of collecting payments via ACH (E-Check) over credit cards. The truth is many payment processors don’t want you…Read more

New Digital Hand Sanitizer Kiosks for Retail Businesses
June 22, 2020

GMS now offers new digital hand sanitizer kiosks for retail businesses in the…Read more

Get in Touch

Let us get to know your business!

Find us at the office

Gulf Management Systems, Inc

3001 Eastland Blvd Ste 5

Clearwater, FL 33761

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Monday-Friday, 8:30 -5:00 pm EST

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